Recent news stories indicate that wealthy investors, including Warren Buffett, are reducing their exposure to stocks. Last year the SEC issued warnings about credit risk and the impact of rising interest rates for bond investors.

Alternative investments can diversify portfolios which are currently limited to stocks and bonds. Real estate, farmland, private mortgages, and small business start ups are just a few of the available asset classes. You can even own alternative investments in your IRA or 401k.

A wide variety of alternative investments for your IRA have been available since 1975. 
 

Brokerage firms and banks have traditionally limited your choices to stocks, bonds, and time deposits. 

With an independent advisor and a full service custodian, you can explore investments in real estate, rental property, start up businesses, and much more.

 Learn more about your IRA choices with this brochure from the Pensco Trust Company.

Maybe you’re not actually dissatisfied with your current financial advisor—it’s just that you have the nagging feeling you’re not getting the attention or the kind of advice you really need.
You’re not alone. It’s a common concern among investors who have accumulated substantial wealth. In more and more cases, they are turning to an RIA.

If you’re someone with a sizable sum of money to invest, finding an advisor to help with that is easy.

Finding one who is legally bound to act in your best interest can be easy, too — if you make sure you work with a registered investment advisor, or RIA.

Whether it’s your retirement planning, tax situation, estate planning or assets at multiple places, it’s fundamentally important that your advisor truly understand you, your goals and your situation. Many independent registered investment advisors (RIAs) are in a position to do that and pride themselves on strong personal interaction with their clients and dedication to their needs. They believe that their independence is key to offering investment advice based on what’s best for their clients.